Term Deposit


Our current offers


BGN
12 months
0.70%
24 months
1.10%
36 months
1.30%
EUR
12 months
0.70%
24 months
1.10%
36 months
1.30%
USD
12 months
1.40%
24 months
1.60%
36 months
1.80%

Better terms for your money

HIGH YIELD
Among the best interest rates on the market and no fees for deposit opening,  maintenance and withdrawal on maturity date.

FLEXIBILITY
Diverse deposit tenors in BGN, EUR and USD, as well as top-up possibility up to thirty days after deposit opening. No minimum amount for deposit opening required.

SECURITY
Deposited money and accrued interest are guaranteed under the Bank Deposit Insurance Act.

CONVENIENCE
Automatic renewal for the same tenor and possibility to monitor the deposit account at no extra cost in TBI Bank’s online banking system.


The funds of the holder up to 196, 000 BGN in a TBI Bank account, accepted as a deposit under the Bank’s terms and conditions, including accrued interest, are protected by the Deposit Insurance Fund in the Bank under the Deposit Insurance in Banks Act.


Applicable Documents

Interest Rates Bulletin of TBI Bank for Individuals 01 08 2018 ENDownload
pdf format
Q&A about Deposits Guarantee 2015Download
pdf format
Brochure of the Bulgarian Deposit Insurance FundDownload
pdf format
Standard Tariff for Charges and Commissions of TBI Bank for Individuals 10.12.2018Download
pdf format
General terms & conditions on providing of payment services for individuals 8.10.2018Download
pdf format
TBI Bank EAD product specifications for deposits in EUR brokered via the WeltSparen Internet PlatformDownload
pdf format

Discover more


Interest Rates


BGN
1 month
0.15%
3 months
0.30%
6 months
0.50%
9 months
0.60%
12 months
0.70%
18 months
0.95%
24 months
1.10%
36 months
1.30%
EUR
1 month
0.15%
3 months
0.30%
6 months
0.50%
9 months
0.60%
12 months
0.70%
18 months
0.95%
24 months
1.10%
36 months
1.30%
USD
1 month
0.60%
3 months
0.90%
6 months
1.20%
9 months
1.25%
12 months
1.40%
18 months
1.50%
24 months
1.60%
36 months
1.80%

TBI Bank does not charge fees for opening, maintaining, depositing or withdrawing from a deposit account on maturity date.



Yes, you have the right to raise funds on the deposit within thirty days of its opening.



Upon early withdrawal of the deposit, TBI Bank will pay the principal by 0.10%, and you will not be charged for early termination.



All cash amounting to BGN 196,000 or its equivalent in another currency is protected by the Bank Deposit Guarantee Fund under the Bank Deposit Insurance Act. More information can be found here.



In case additional instructions have not been provided, the deposit is automatically renewed for the same period equal to the term of the agreed deposit at the standard interest rate and conditions applicable at the renewal date.



The tax is deducted before the due interest is paid and then transferred by the bank to the NRA.